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Make a simple audio amplifier using lm386,

This is a simple audio amplifier circuit that is easy to build and has few components. This circuit is built around the LM386 audio amplifier integrated circuit, that can be used with a small 9 volt Battery Operated, Current use as little as 5 milliamps. and amplification up to 500 mW.

The LM386 is an audio amplifier designed for use in low voltage consumer applications. The gain is internally set to 20 to keep external part count low, but the addition of an external resistor and capacitor between pins 1 and 8 will increase the gain to any value from 20 to 200.

This audio amplifier module can be used to play your FM receiver kit, make infrared based music transmitter and receiver, etc.

1. Circuit diagram

Component list:-

1. IC lm386

2. capacitor-0.01uf,0.1uf,220uf,10uf

3. resistor-10ohm,

4. battery, speaker, 3.5mm cable

2. Another circuit diagram

Component list:-

1. IC lm386

2. resistor-10r

3. variable resistor- 10k

4. capacitor-10uf,0.047uf,100uf(4)

5.Battery-9V, MIC OR 3.5mm Cable

3. Here is Another circuit diagram

Component list:-

1. IC-lm386

2. Capacitor-10uf,2.2uf(both 50v),470uf,220uf(both 25v),0.1uf,0.22uf,

3. vr-10k preset

4. Resistor-1k,22e,2k2,

5. Speaker,3.5mm cable,battery-9v,switch, led.

4. This Circuit  diagram in using two transistor(BC547)

                                                                                                                                      

      Components list:-

1. Resistors (2.2kΩ; 3.3kΩ; 470kΩ; 220kΩ; 1.2kΩ)
2. Capacitors (0.1µF x 2; 10µF,16V)
3. Transistors (BC547 x 2)
4. Condenser mic
5. Speaker (8Ω, ½ Watt)

5. this another circuit in using NE555

Component list:-

1. IC NE555

2. capacitor-3.3uf,0.1uf(2),10uf,0.047uf,470uf,100uf

3. rseistor-1.2k,10ohm,

4. vr-10k

5. led. speaker, battery, 3.5mm canle

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Simple DIY FM transmitter Circuit with Schematic

Hello friends Today I will publish lots  of the easiest, simplest and the cheapest FM transmitter circuit. That will do it yourself easiest ways.

You can make simplest FM transmitter using one transistor and less components and it is an easy and simple project for beginners.

Before you proceed, please see the schematic given below. In the schematic, you will see the components required for making an FM transmitter, The transmission range of this circuit is approximately 20-30 meters.

1.The schematic of FM transmitter is given below:

Components list below:-

1. Q1- Transistor- 2N3904
2. Capacitors- 4.7pF, 20pF, 0.001uF, 22nF.
3. Variable capacitor:(0-100pf)
4. Resistors- 4.7k Ohm, 470 Ohm
5. Condensor/ Electret Microphone
6. Inductor- 0.1uF.
6. 7 turns using 26 SWG wire.
7. Antenna:

2. Here is another  schematic of FM transmitter is given below:

component list below:-

1. transistor-2n2222(bc547)
2. resistor-27k(2),4.7k,270ohm,
3. 0.047uf
4. 10uf
5. 0.01uf
6. 5.6pf
7.7 turn using swg wire
7.5-20pf(trimmer variable capacitor)
8.mic


3. Here is another  schematic of FM transmitter is given below:

IF you need more circuit then you go to below given wbsite

1.http://www.talkingelectronics.com/

2.http://circuit-zone.com/

thank you

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SBI PO Exam 2015: Details &pattern

The largest bank of India is state bank of India (SBI). It has more than 16,000 branch in india and overseas(outside india).it's total capital have 500$ billion dollar.

It conduct for probationary officers(PO) exam  every year for about 1500-2000 recruitment. 

Applications are available in month of April and Exam will be held in the month of June.

Candidates have to pay Rs.500/- for General & Others and Rs .100/- for SC/ ST/ PWD candidates through Online/ Offline Mode.

Eligibility Criteria:-

candidate must have passed graduate with 60% marks.

candidate age should between 21 to 30 years and SC, ST candidate have age relaxation of 5 years and OBC candidate age have relaxation for 3 years.

Exam will be consist in two stage:-

Stage I-written test(objective & descriptive)

Stage II-group discussion    & interview

Phase I:-written test:250 marks

The examination will consist of two parts. First part will consist of objective questions while second part will be e descriptive paper. objective paper are 200 marks.Descriptivec paper are 50 marks.

Part A (Objective Paper) 

1. Reasoning (High Level): 50 marks

2. Data Analysis and Interpretation: 50 marks

3. General Awareness, Marketing and Computers: 50 marks

4. English Language (Grammar, Vocabulary, Comprehension etc.): 50 marks                      

Objective paper  should finish with in 135 Minutes.

The objective test will be online. Immediately after online objective test, candidates will have to appear for Part B (Descriptive Test). Part B is a Paper/Pen mode exam.

Each question have 1 marks . and each incorrect answer (1/4 marks) deduct

Part B(Descriptive paper): 50 marks  

Descriptive paper will be the question on English language three questions have to be answered out of  four questions.

Descriptive paper contains duration of 60 minutes.

Descriptive paper will be (comprehension, short precis, letter writing & essay) .

Descriptive Test paper of only those candidates will be evaluated only for candidates who have who scored qualifying marks in Part A and are placed adequately high as per total marks in objective test.

The candidates are required to qualify in each of the parts and sub-parts by securing a minimum cut -off to be decided by the Bank.

Phase II:-Group Discussion & Interview: 50 marks

The aggregate marks of candidates qualifying in both the objective tests and descriptive test will be arranged in descending order in each category. Adequate number of candidates in each category, as decided by the Bank will be called for Group Discussion (20 marks) and Interview (30 marks). The qualifying marks in Group Discussion & Interview will be as decided by the Bank.

Candidates qualifying for GD & Interview under 'OBC' category are required to submit OBC certificate containing the 'Non Creamy layer' clause. Candidates not submitting the OBC certificate containing the 'Non Creamy layer' clause and requesting to be interviewed under General category will not be entertained.

The candidates will have to qualify both in Phase-I and Phase II separately.

Marks secured by the candidates in the Written Test (out of 250 marks) are converted to out of 75 and marks secured in Group Discussion & Interview (out of 50 marks) are converted to out of 25. The final merit list is prepared after aggregating converted marks of written test and group discussion & interview out of 100 for each category.

Results of the candidates who have qualified for Phase II and the list of candidates finally selected will be made available on the Bank's website. Final list of selected candidates will be published in Employment News/Rozgar Samachar.

For more details about SBI PO eligibility, application procedure and other details visit the SBI PO recruitment notification 2014

                                                                                           

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Make a simple low cost 100w inverter (12v DC to 220v AC)

Today I will make a simplest circuit for 100 watt  inverter  for   generating    12v  DC  to 

220v AC.  So input voltage 12V (battery 12V) to output volt 220V AC 50HZ, it is Easy circuit because less component to use. 

• It can be used as inverters for home needs to enable light loads (electric bulb, CFL, etc) at the time of electricity failure.
• You can construct this circuit of simple inverter at a cheap rate with locally available components.
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1. using IC CD4047 and MOSFET IRF540

COMPONENT LIST:-

R1-330Ω

R2,R6-1K

R3,R4-220Ω

R5-390K

C1-0.01uf

C2-2200uf/25v

D1-1N4007

Q1,Q2-IRF540

IC-CD4047

TX-9-0-9(10A/5A)

12V BATTERY

LED INDICATOR

Notes.

•     B1 can be  a 12V/ 6Ah lead acid battery.
•     Q1 and Q2 must be fitted to a proper heat sink.
•     T1 can be a 9-0-9 V primary, 230V secondary, 150VA transformer .
•     Do not expect much from this circuit. The is very simple one suitable for low grade applications.
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2. Another one is using CD4047 and 2N3055

COMPONENT LIST:-

R1 = 250K (Variable resistor/POT)

R2,R3-4.7K

R4,R5,R6,R7-0.1Ω(5W)

C1 = 0.022uF
C2 = 220uF-25V
D1 = BY127 Diode
D2 = 9.1V Zener Diode
Q1, Q4 = TIP122 Transistor
Q2, Q3, Q5, Q6 = 2N3055 Transistor
F1 = 10A Fuse
IC1 = CD4047
TX = 9-0-9v(10A/5A)

Notes.

• Use the POT R1 to set the output frequency to50Hz.
• Use a 10 A fuse in series with the battery as shown in circuit.
• Remember,this circuit is nothing when compared to advanced PWM inverters.This is a low cost circuit meant for low scale applications.

THANK YOU.......

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10 Best Investment Options in India

When you have met all the expanses and still left with surplus money raises the desire to savings. Instead of just saving it, you can opt to invest in various investments options which can earn you good returns. 

Listed below are the List of investment options where you can invest your extra money and earn good returns. 

Bank Fixed Deposits:-

Fixed deposit in banks form a major vote in terms of the safest investment in India. The most important reason for this is its ability to provide reasonable returns & the money invested is locked in safely. You can always be assured of the returns. The time period for an FD may range from 15 days to more than five years.Many Indian banks provide good interest rates on fixed deposits ranging from 8 percent to 9.25 percent per annum. You can fixed your money for 1 to 5 years as they are considered to be very safe investments. Currently, 1-2 year FD offers a rate in the range of 9.10-9.50 percent and 3-4 year FD 8.75-9.25 percent. Tax-free FDs with tenure of more than five years fetch you 8.25-9.25 percent.The good thing here is that your money invested will be safe & you don’t have to worry about it all till the maturity period.

Insurance Policy Investment:-

After fixed deposits in banks, another popular choice of people is Insurance Policy Investment. An excellent feature about this option is that you can get profits which are risk free. Insurance policies range from a variety of types & provide different types of coverage. Insurance policies like LIC, Home insurance, car insurance & Health insurance are few examples of such type of investment options.

Public Provident Fund (PPF):_

Public Provident Fund is also a good option to invest money securely for future periods. The primary reason is the high rate of returns mainly for people who are under 30% tax brackets. The rate of interest returns on PPF can be as good as 9%. However, the time span of investment can be as high as 15 years. However, with almost no risk options & good returns makes this a pretty feasible option to choose.  

National Saving Certificate (NSC):- 

National Saving Certificate is another favorite investment options of people in India. This investment option comes with six year time span & with the ease of Government subsidies. Hence, all these characteristics make this option secured in every sense. A person can begin with as small as Rs.100/-. The rate of interest is 8% which is calculated two times in one year. You can benefit from tax deductions till up to Rs. 1- lakh on NSC returns.

Mutual Funds:- 

Mutual Funds are also very popular among people. They can prove to be very fruitful if you make limited investments & generate a diverse portfolio which can give high returns. If you want to enter into stock markets & don’t wish to take unnecessary risks then this is viable option. Also you can generate higher profits. It is an ideal way investment if you want to diversify your risks & get good returns. A diverse portfolio reduces the risk factors & prevents you from complete loss of your investment.

Stock market:-

Investment in stock market is an ideal way to generate higher profits faster. We consider it as one of the most risky investment options. However, there are high risks involved & you cannot be assured of the returns every time. Hence, it is very important to understand the market properly. Also you should have a sound knowledge about the various factors that affects the stock market. If you know all this then no one can stop you from earning good amount of high returns.These profits are referred to as dividends. However share market is volatile and you may gain or lose your money.

Gold investment:-

Investment in gold is a good option for both long term and short term time period. It is observed that investment in gold has provided almost 24 percent yearly returns in the last 5 years. There are various options to invest in gold.. People who cannot think beyond gold as any investment option then 5% to 10% should be the general investment limit.

Real Estate investment:-

Real estate investment has always been a favorite of investors. Real estate investment has already attracted high-escalated rates which makes it even beyond the capabilities of rich people. This situation is particularly true for cities like Delhi, Mumbai & Bangalore. The state of affairs is comparatively better in the two or three tier cities. You should carefully consider the prices of the property before you invest. If the prices seem pretty good to you then go ahead. Otherwise you have many other options to invest. 

Private Equity:-

Private Equity is another good investment option. It does not depend on the traditional stock market scenario. Private equity investments consist of equity securities of a private company. These equity securities are offered by privately owned equity firms, angel investors or venture capital organizations. The concept of private equity investments is on the increase in India. The returns are satisfactory & there are above 365 firms that function under Indian equities currently. 

ULIP

Unit-linked insurance policies (UILPs) have both life insurance and investment components. Your premiums are used to pay for units in investment–linked fund(s) of your choice. Some of the units you buy are then sold to pay for insurance and other charges, while the rest remain invested.

Non Resident Ordinary or NRO investment:-

Non Resident Ordinary or NRO investment funds are also a favorite of people when it comes to invest in a good investment option. It is especially preferred by Non-resident Indians. Any NRI can invest the wealth earned on foreign shores in Indian currency safely.

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10 Best Short Term Investments

It is designed to provide considerable returns in a short span of time which can be a year or even few months.Short term investment normally refers to an investment for duration of 1 year to 5 years.you can opt to invest in various short term investments options which can earn you good returns. Investing in short term investment options increase the value of your money and lowers your risk of running out of finances when you really have a pressing situation

Highlights of Short-Term Investments:-

>Short turnaround time
>Optimum returns for less investment
>Lesser investment amount
>High liquidity
>low risk

 Here's the list of 10 best short term investment options available in the         market.

Savings Account:–

For the ones who hate to take risks, savings account is the best option to invest in. The returns are not very substantial but yes there is zero risk percentage and high liquidity. Savings account in different banks are offered at different interest rates.

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Fixed Deposits:-Fixed deposit is perhaps the safest investment option available today. You get a fixed interest of 4 percent to 11 percent. You are not allowed to withdraw before the maturity period is over. The maturity period varies from as less as 10 days to as long as 10 years. You start to receive your interest amount 3 months after deposit. In case of premature withdrawal, there'll be some penalties. Fixed deposit accounts offer income tax benefits.

 Gold Investment:-

Investing in gold is also a smart option as the price of the gold increases day by day and sheen over the yellow metal never fades.The demand for gold is always increasing. . Investment in gold is a good option for both long term and short term time period.For the last five  years gold has provided almost 24 percent return on investment It is observed that investment in gold has provided almost 24 percent yearly returns in the last 5 years. There are various options to invest in gold.

Money Market Funds:-

Popularly known as liquid funds, money market accounts are designed to give you security of capital as well as worthy returns.It's a short term, low risk, and low return investment. These funds have a high liquidity and are managed to provide the investor with a fixed current income. Governments and large corporations issue securities in order to reach some short term financial goal.  The average maturity of money market fund is 90 days or less in order to avoid risk of fluctuating interest rate. Common examples of money market instruments are Certificate of deposit and Commercial paper.

Debt Instrument:-

Debt instruments are a good investment option specially for risk-averse individuals. Securing capital and providing good results with no fear of market volatility,.This is essentially a loan you are giving to a government or a corporate entity. You are given a guarantee of getting back your principal amount along with a fixed interest in regular intervals. So it provides a steady income and your principal remains safe. The investment period is 1 to 3 years. These come as corporate deposits and NSCs. debt mutual funds are good place to invest. Giving returns upto 10.5%, this is a good choice for short tenure savings

Fixed Maturity Plans:-

Fixed maturity plans are close ended debt schemes with a pre decided maturity date that invest in money market instruments that mature on or before the date of maturity to nullify the interest rate risk. The main advantages of investing in fixed maturity plans include absence of risk, high interest rate and attractive after tax benefits.

Certificate of Deposit:-

These offer higher returns but only after the duration of the CoDs maturity period comes to an end. It is a safer option for investment.A certificate of deposit is sold by banks. It has a fixed maturity period. You are given a guarantee of getting back your principal investment and a fixed rate of interest is decided ahead. So you know ahead how much you will get at the time of maturity. Premature withdrawal is not allowed. This is a low risk, low return investment.

Treasury Bills:-

Treasury securities or the treasury bills are a good investment option offering high liquidity, safety and satisfying returns.Treasury bills are issued by the Reserve Bank of India, to meet the short term financial needs of the government. These are sold through fortnightly and monthly auctions. The minimum amount of investment is  1lakh. Interest rate is determined by the market. The maturity period is either 91 days or 364 days. These are low risk and highly liquid investments.

Commodities:-

Stock market investment has a high risk rate. For those risk hungry investors this is a good option. Commodities and derivatives are gaining popularity in India and offer good investment avenue.Commodities trading protects you against inflation. It offers high liquidity unlike investments in equities or bonds. You can buy and sell as and when it suits you. Commodities trading is done on margins, so you have to pay only a fraction of the actual price to the broker. Though commodities trading is a risky investment option, it yields high return on investment.

Bonds:-

A bond is a loan given by the investor to a government or corporate entity. The borrower promises the return of the principal amount at the end of a period called maturity period and a fixed rate of interest at regular intervals. It is risk free investment option. These offer high liquidity. Investing in bonds offers you a good chance to diversify your investment profile.

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How to opening an online store ?

Opening an online store, like any other new venture, requires the right information and the right tools. So, here's your guide to start one. Online selling is by no means a simple task. To sell products online not only requires making use of high end marketing strategies but also involves lots of planning. 

The following are the various steps that you would need to take in order to open a successful online store 

>>Designing a website 
You can go about creating the website from code up using web designers or simply go for ready made website templates. If you are purchasing website templates, be sure to go for templates that are professionally designed and have the option of shopping carts. Buying templates from providers who offer allied services like template customization, web hosting; SEO etc would be even better. 

Another way You can choose between a local player, established player or a freelancer. Usually, the cost of designing a website varies, a local company may charge around Rs 1-1.5 lakh, an established player may cost Rs 3-5 lakh and freelancers may charge Rs 35,000 to 40,000.

While hiring a company, you should check their previous works/projects and then decide. Local companies are more economical than the big players in the industry. A big fish might have a good appetite but may surprise you in the end with the product, leaving you wondering why you compromised, so choose wisely.

>Acquiring web space, bandwidth and servers                                                 As one needs to upload product pictures, videos or specifications, having the right amount of web space will be a significant enabler in deciding the performance of the e-store and leaving the scope for further portfolio expansion. There should not be any space constraint. Ideally, one might need to have unlimited web space (150 Gb) that will cost you USD 4 to 5 a month (Rs 250/month). Depending on the requirement, one can double this space.

Getting an unlimited bandwidth for the website is also very important. This unlimited bandwidth will ensure maximum speed and website will not take too long to open. Websites having late response time have less visitors. This might prove a prospective sale loss.

>Picking the right server                                                                               Speed, availability, crash and responsiveness are the key elements of e-shop to make it a pleasant or odious experience for customers. No one will like to shop from an e-shop that is not responding or it is very slow or crashes while making payment. Think of a shop in real terms that remains close most of the time or does not has anyone to entertain a query. No one would like to visit that shop again despite the fact that the shop has good products.

A client, typical a web browser or web crawler, initiates communication by making a request for a specific resource using HTTP and the server responds with the content of that resource or an error message if unable to do so. The resource is typically a real file on the server's secondary memory but this is not necessarily the case and depends on how the web server is implemented, making it all the more critical.

Smart Start Tip: Indian servers are good but generally encounter more of downtime (the period for which the system fails to perform its primary function). South Asian servers perform constantly well and the speed is also good.

>Registering domain name                                                                          Getting a domain name involves registering the desired name of the e-store with ICANN through a domain name registrar. This involves going to a registrar, paying a registration fee that costs around USD 10 to USD 35 for that name. This needs to be annually renewed for (usually) the same amount per annum.

Smart Start Tip: Various websites like Godaddy.com, Dotster, etc offers almost all the domain names. Getting a dotcom name costs Rs 450-500 per year and extra Rs 300, if transfered from another registrar.

>>Deciding on shopping carts If you are selling more than a handful of products then having a shopping cart on your site is a good idea. You have three major options of getting yourself an online shopping cart. First one is buying a shopping cart software program; the second is using services of an ASP and the third is programming it yourself. Your best option as a beginner would be to go for ASP services. These services are cheap and come with flexible options. 
Shopping cart software programs are a costly option for beginners and can cost you anything between $ 150 - $ 800.

>>Find genuine wholesale vendors                                 Find genuine wholesale vendors where you buy your products at rock bottom prices for selling on your website.looking online for products to sell using the search engines is probably the worst way to find wholesale vendors for your online store.The truth is that most wholesalers don’t advertise online and rarely advertise at all. They don’t advertise because they don’t want every little mom and pop store contacting them to ask to sell their products. Instead, most wholesalers only want to deal with legit, honest businesses that can sell in sufficient volumes. So survey the wholesale markets physically and source the goods from there. 
Finding legit wholesalers for your store and how to distinguish the true distributors from the scammers so you can buy your goods at rock bottom prices is very easy. And, now the question is where to keep the goods? Either you can keep it in your warehouses or run dropshipped online store. For those of you who do not want to store your own goods, you are advised to run a dropshipped online store without having to carry any inventory whatsoever!

>>Upload pictures and videos                     Uploading pictures is quite easy but the challenge is to retain the quality and actual essence of the product. The main purpose of uploading picture is that the customer is able to see the exact product, so don't try much of visual.

>>Inserting video                                             Inserting video can prove beneficial for businesses like fashion and lifestyle. Don't forget to give the description of the model, her height, weight, waist and other relevant information required. A video should be made keeping in mind that it should project a 360 degree view.

Thumbnail is a very important aspect of sales because it is the first glance that a customer has on the product. Thumbnails are small pictures that provide a brief and concise description of product.

Smart Start Tip: Simple background such as white or black will give maximum contrast and prove to be time and money-saving. A white or black background (according to colour scheme of your product) will give a true outline and an elegant look.

>>Uploading product description                 Providing accurate description of a product is very necessary. It gives a clear picture of the product to the customer, as he/she cannot feel it. This will make it easy for them to take risk and buy from your e-shop. Detail of shipment and other terms and conditions have to be clearly defined for making mutually understood and beneficial choices.

Smart Start Tip: Interactive features like sharing, mailing, reviews, recommendation, etc, can ensure more value to the product and improvement in the overall customer experience.

>>Deciding on how to accept payments Credit cards are the best way to accept payments. So make sure that your online business has facilities to accept credit cards. Paypal (paypal.com) is perhaps the best payment gateway and has no initial joining fees. 
Payment options other than credit cards 
Internet checks Internet checks are as popular as credit cards when it comes to paying online. Internet checks are comparatively safer and are best if your customers are from international desti

>>Create a secure payment policy                    One needs either a credit card or a PayPal account to pay for the domain. It will allow you to claim and get the domain name immediately on application. Having a payment option alone will not ensure profits, one needs to make sure people believe that they will not be cheated and that their transactions are safe.

>>Promoting your online store No promotion equals to no sales. You can promote your store using online marketing strategies like search engine optimization, email marketing, banner advertisements and affiliate marketing among others. 

>>Getting The Search Engine Rankings is top

When it comes to search engine optimization, most newbie webmasters are at loss when it comes to increasing their search engine exposure and getting backlinks for their site. In fact, there is a common misconception that large ecommerce companies have an unfair advantage when it comes to search because they have powerful websites with a huge staff of SEO gurus.
The truth is that any website can rank in the search engines if you know what you are doing and are willing to put in the work. The online stores can ranks #1 for 20-30 keyword terms, #2 for 10 key word terms and on the front page for countless other terms.
It doesn’t take a rocket scientist to boost your search engine rankings, you just need the key words and links with large number of visitors.

>>Assuring your Customers 
The customer is the king and just as in any other type of business here again you need to give your customer what he wants. To do this you got to be sure of your customer’s preferences. Basically you need to address the following doubts that your customers are likely to have in their mind while buying online 

a.) Is my credit information safe? 
b.) How will the products be delivered to me and how long will it take? 
c.) Are their any additional costs associated with the item? 
d.) What kind of guarantees come with the product? 
e.) Are there any discounts if I purchase multiple goods? 
f.) What kind of customer service does the online shop have? 
g.) What happens in case the goods are damaged or of low quality? 
These questions in particular and many more questions in general can arise in the minds of your customers depending on the type of your products and your online store reputation. You can address these issues by providing valuable information in your FAQ section. 

>>Acquiring an SSL certificate                                              An SSL certificate ensures e-retailer's and customers' safety by protecting the information that's flowing to and from your website. It encrypts names, addresses, passwords, account and credit card numbers and hackers and other online criminals can't read them. An SSL certificate serves as an electronic passport. It establishes the website's authenticity and credibility and enables the browser and web server to build a secure, encrypted connection.

The VeriSign Trust Seal is a dynamic, animated graphic that displays web pages secured by VeriSign SSL certificates and websites authenticated by VeriSign. Similarly, PayPal allows payments and money transfers to be made through the Internet.

Both VeriSign and PayPal are secure options of payments, both provide SSL certificate to the client, which ensure no eavesdropping by encrypting important information of both the parties. Both provide a bundle of operations like net banking, credit card, shopping cart, buy button, etc.

Smart Start Tip: This kind of payment feature is gaining popularity but is subject to area and reach. It increases cost too. People in India are reluctant using their credit/debit card online. To ease that, most online companies have started taking payment on delivery, which is proving to be successful.

>>Clearly Specify The Terms & Conditions
 With so many online stores vying for customer ‘footfall’ and offering discounts, competition is tough in the net world. Further, it is very easy to cause customer dissatisfaction with poor store layout, payment problems and unclear terms of services. It is therefore imperative to specify the shipping terms, the returns policy, etc so that there is no ambiguity in case of a sale gone wrong. Having said this, make sure that the terms and conditions are not unreasonable so as to scare away prospective customers. 

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